Small Business Owners With Credit Card Debt - Growth vs Stress

Getting out of debt has been a top New Year’s resolution for decades. First you have to say enough is enough. But hear me: I don’t believe ALL debt is bad. A mortgage can be a great investment. Most people don’t have $200k–$300k sitting around to buy a house outright. You’re either building equity in YOUR house — or paying your landlord’s. Credit card debt is a different animal. Surveys show huge chunks of Americans carrying $1,001–$5,000+ on cards. Excessive revolving debt leaves you frustrated and overwhelmed EVERY month. If you’ve sat at the kitchen table calling the number on the back of every card to check available credit — you know that “slave to the lender” feeling. Not all debt is equal. Know which kind you’re fighting. Revolving or installment — which one is keeping you up at night? Business debt isn’t all equal either — different tools, different risks. Know which kind you’re carrying before you take on more funding. Owners on The Second Round, powered by Stacking Capital, get honest about which obligations funded growth — and which just funded stress. Which one is keeping you up? We want to hear your story and share it — how you got started, how you funded it. No gimmicks, no fluff. Just the good, the bad, and the ugly. Want The Chair to share your story? Leave a comment below.