California Homeowners - Insurance Non-Renewal & Premium Hikes

Has your homeowners insurance been non-renewed or tripled in price? I want to hear your story (research, not selling anything) California homeowner here. I’ve been going deep on the insurance crisis and want to understand what it’s actually been like on the ground for people who’ve lived it. Specifically looking to talk to anyone who has: ∙ Been non-renewed by their carrier in the last 2-3 years ∙ Moved to surplus lines and seen their premium jump significantly ∙ Had a quote change after an inspector came out ∙ Filed a water or fire claim and had documentation issues ∙ Been told their home is underinsured Not selling anything. Not a broker. Just trying to understand the real experience before I do anything with what I’m learning. Would you be willing to spend 20 minutes on the phone? Happy to share what I’ve learned from the industry side in return — there’s actually a lot most homeowners don’t know about why this is happening. Drop a comment or DM me.