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Finance Experts for Will Home Care Zombie Accounts-The People's Friend

Happy New Yearto all The People’s Friend's money experts A happy New Year and many thank you to all the Money Specialists who supported my People’s Friend Money Pages with expert insight, in 2025, including: Ā·Lee Blackwell Ā·Steve Butler Ā·Sarah Coles Ā·Richard Curtis Ā·Hannah Davidson ACII Ā·Helen Morrissey Ā·Tom Selby Ā·Kate Smith Ā·Stewart Stretton-Hill Ā·Tom Stevenson Ā·Reena Sewraz Ā·Francesca Skakel Ā·Hannah Turner (Age UK) Ā·Andrew Westhead MBA I have been producing these Money Pages since 2017. They appear in the first weekly issue of The People’s Friend every month). For the 3 January issue 2026,, I focus on ā€˜How to shop sensibly in the New Year Sales’. Thank you to Jim Winters, head of financial crime at Nationwide for giving expert tips on how to detect whether an offer is a scam. My thoughts now turn to the rest of 2026. The People’s Friend Money Page ā€˜spreads’ so far scheduled for 2026 include: a beginners’ guide to pensions (already commissioned); making a Will; financing care in your own home and Zombie savings accounts.. I particularly need experts who can comment on or give advice or write a reply to the ā€œAsk the Expertā€ element of the Money Page (180 words – typically not much more than five sentences or so). on financing home care (at home or residential) as well as on Making a Will and Zombie Savings Accounts. Please message me by 14 January if you can help. Looking further ahead, I am also always looking for new topical ideas on personal finance/property/law and consumer issues for The People’s Friend Money Page. The People’s friend Money Page is published 12 times a year (the first week’s edition of the month of this weekly publication). Do you think any areas of personal finance, including law, pensions and property, have been neglected and deserve a wider hearing? Now’s your chance to rectify that. Pleasemessage meby 14 January (earlier if possible)with as many feature ideas as you can think of. Thank you in advance! First published in 1869, The People’s Friend is one of the UK’s longest running magazine titles. A weekly magazine, published by D C Thompson & Co, it has some 200,000 mainly women readers. #Laterlife #financialplanning #financialjournalism #publicrelations #financialadvice #pensions #ifa #wealthmanagment #pensions #scams #retaildiscounts #banks #moneygifts #money #personalfinance #insurance #generalinsurane #homeinsurance #buildingandcontents #Christmas #children #consumerlaw #consumerprotection

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AI Expert Commentary on Small Language Models for FutureCIO

FutureCIO editorial opportunity - 29 Dec 2025 Small language models (SLMs) are rapidly emerging as a crucial asset for enterprises, particularly in regulated sectors such as government, finance, healthcare, and law, due to their cost efficiency, privacy, and customization capabilities. Recent research indicates a notable shift, with 50% of SLM-developing companies deploying products, while the market's Mosaic score reflects their growing viability. Open-source SLMs allow organisations to fine-tune models with proprietary data, ensuring compliance and transparency in AI decision-making. As nations invest in sovereign AI and local solutions, SLMs are set to challenge traditional power dynamics in the AI landscape. I am looking for expert commentaries on any or all of the following questions: 1. How can small language models enhance compliance and data sovereignty in your organisation? 2. What strategies would you implement (are implementing) to balance the benefits of AI with the need for robust security protocols? 3. How do you envision the role of sovereign AI models evolving in the next five years within your industry? 4. What challenges do you foresee will be critical in deploying open-source SLMs versus proprietary models? 5. How can regional partnerships enhance the development of AI solutions tailored to local needs? Interested parties, please let me know. CXOCIETY FutureCIO FutureCISO FutureCFO FutureCOO Clarise Goh Nigel Standley Perry Zhao Craig S. SIEN CHEE HOE (. Christine Tjahjadi Geet Kaur Allan Tan Arra Czarina Igno Melinda Ramo Baylon Sukhpreet Kaur Kavita Balakrishnan Melinda I. Raymond Lau David Chieng Alvin Lai Justina Low Selvi R Aida Mekonnen Emma Keen #artificialintelligence #generativeAI #smalllanguagemodels #sll

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Personal Finance Experts for Home Care & Wills - The People's Friend

Take care before you ā€œsplash the cash ā€œ at Christmas There’s more to Money Gifts than meets the eye – even just for children at Christmas and other special dates in the calendar. To learn more, buy the 6 December issue of the People's Friend available in superstores and TG Jones (formerly WH Smith) now. (My People’s Friend Money Pages, which I have been producing since 2017, are normally in the first weekly issue of every month). In the latest, I focus on the perils and pitfalls of giving money away. (But of course, this can make you feel good too). Thank you to Stewart Stretton-Hill, of law firm Irwin Mitchell for his special insight on the thorny issue of what gifts people who hold powers of attorney. are allowed to make. He really shone a light on this neglected area in his ā€œAsk the Expertā€ column. As a law graduate, I learnt quite a bit too from his column. My thoughts now turn to the next few The People’s Friend Money Page ā€˜spreads. They include: how to avoid scams and discounts and a beginners’ guide to pensions. Every month, I seek experts who can comment on or give advice on any of these issues or write a reply to the ā€œAsk the Expertā€ section (180 words – typically about five sentences). I particularly need experts on financing home care (at home or residential) as well as on Making a Will. And I am also always looking for new themes for the Money Page (which appears 12 times a year (the first week’s edition of the month of this weekly publication). First published in 1869, The People’s Friend is one of the UK’s longest running magazine titles. Do you think any areas of personal finance, including law, pensions and property, have been neglected and deserve a wider hearing? Now’s your chance to rectify that. Message me with your feature suggestions. The People’s Friend, is a weekly magazine published by D C Thompson & Co with some 200,000 mainly women readers. #Laterlife #financialplanning #financialjournalism #publicrelations #financialadvice #pensions #ifa #wealthmanagment #pensions #scams #retaildiscounts #banks #moneygifts #money #personalfinance #insurance #generalinsurane #homeinsurance #buildingandcontents #Christmas #children #consumerlaw #consumerprotection

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Landscape Lighting Expert Insights Needed for LawnStarter Article

Hi. I'm looking for Quick Expert Insight for a Landscape Lighting Article, which I'm currently writing for LawnStarter. It's a national DIY website that helps homeowners solve everyday lawn and yard care challenges. Whether you are a landscape lighting supplier, installer, or landscape pro doing installations, you can contact me at [email redacted]. Your comments would be attributed to you and your company. The article is scheduled to be published in the next few weeks. ā€œ15 Landscape Lighting Ideas for Every Part of Your Yard.ā€ Here are the four questions I’m hoping you could weigh in on: 1. Front Yard & Entryway Lighting Strategy What’s the most important principle homeowners tend to overlook when lighting their front yard or entryway? Are there common placement mistakes or over-lighting issues you see in DIY setups? 2. Tree Lighting: Uplighting vs. Moonlighting How do you decide whether a tree is better suited for uplighting from the ground or moonlighting from above? Are there specific tree shapes, canopy sizes, or yard layouts that make one technique preferable? 3. Power Options & Smart Controls When choosing between low-voltage wired systems, solar fixtures, and smart lighting controls, what should homeowners consider beyond just cost? In what situations—if any—is solar actually the better option? 4. Professional Design vs. DIY From your perspective, what’s the biggest advantage of having a custom lighting design instead of placing fixtures wherever they ā€œlook niceā€? What are some design elements that only trained lighting professionals typically catch? If you’re not familiar with LawnStarter, here’s a link to one of my articles including a landscape lighting section called, Ambiance Not Interrogation.

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Questions on Children’s Data Privacy in Nigeria for Digital Child Series

ā€œA child is not a data point. A child is not a metric. A child shouldn’t be profiled.ā€ Last Thursday at the 7th Privacy Symposium Africa 2025, I shared the stage with data privacy professionals Alex Onyia Confidence Osein Mercy Matthew Edith Utete Afolabi Khadijah Ifeoma Peters, speaking on protecting children’s privacy rights as they explored online learning platforms. We discussed the intersection of data privacy and children’s rights. My stance was simple: Parents, schools, and EdTech companies must move from being passive users to active Guardians. a. Turning privacy policies into fun, bite-sized checklists (the legal stuff should be left for lawyers) b. Teaching kids about the importance of data privacy – the what's to share and what-not-to's. It was intense, insightful, and exactly the kind of conversation we need to be having in this industry. But after the applause, the real work began. During the networking session (shoutout to Tife Ekundayo (CIPP/E, LL.M) , we reached the core – collection and retention of data, addressing the need for data minimisation. We concluded that most "Privacy Policies" were unreadable, dull legal sentences that failed at the one thing they were meant to do – educate the data subjects. Conversations with parents over the week made me realise that: 1. Most don't know what data is being collected on their kids. 2. Most don’t understand the concept and power of consent. 3. Most are unaware of the permanent footprint left by "Sharenting." I attended to share my opinions but left with a fresh perspective, a notebook full of ideas and a new network of privacy advocates. Exploring one of the ideas has led me to officially launch a new content series: The Digital Child. šŸ§’šŸ¾šŸ“± This isn't just for lawyers and data privacy enthusiasts, but also: For Parents: I will break down how to protect your child’s digital identity without banning technology. For EdTech & Startups: I will explain core child rights concepts that enable you to build "Safety by Design" in line with data protection laws, so you gain trust. Watch the full panel session here: https://lnkd.in/dJhFDiPH šŸ‘‡ CTA: I am looking to feature questions from real parents, founders, and anyone newly navigating the data privacy space in Nigeria in this series. What is the one thing that confuses you most about children's data privacy? Drop it in the comments, and I’ll answer it in the first edition, which will be released next Tuesday. Special thanks to Sempala Allan Kigozi and the organisers for a wonderful time. Privacy is a duty of care. One we owe to the kids who will design our future. #DataPrivacy #PSA2025 #Childrights #PrivacySymposiumAfrica2025 P.S. I stole the first sentence from my fellow panelist Confidence Osein šŸ™ˆ

Press Trip & Culinary Travel Invites Needed for 2026 – Tokyo & Quebec Focus

I’m currently looking to plan my travel calendar for next year! I’m particularly interested in Tokyo and Quebec, however, I’m open to just about anywhere! Extra brownie points for family-friendly places and a strong culinary-focus — similar to [url=https://substack.com/redirect/e5b4142b-9bc3-40ab-af09-633555e58e1e]this[/url] and [url=https://substack.com/redirect/9f08b2de-c27b-4bce-80e2-7682c8f93037]this[/url] one that I’ve recently published! If we’ve already been in touch, or you’re waiting a response, please send me a follow up! I just cracked 100,000 emails so I apologize in advance if I’m a bit behind! If you are hosting a press trip in 2026, please feel free to reach out as well! I’d love to see if I can join or if there are opportunities for individual visits! - Destinations of interest include, but are not limited to: - Venice / Florence (Italy) - Lisbon - Rome - Key West, St. Augustine, + other Florida cities - Palm Springs - Helen, Georgia - Wyoming - Montana - Idaho - New Hampshire - New Mexico - North Dakota - Delaware - Alaska - Michigan - Minnesota - Mississippi - Maine - Oklahoma - Nebraska - Quebec - Banff - Toronto - Ontario - Niagara Falls - Mykonos - Santorini - Florence - Indianapolis - Iceland - Germany (Berlin) - Tokyo - Finland Email: [email redacted] General instructions: Please send your press trip opportunities or destination invites for 2026 (especially Tokyo and Quebec, but open to all) via email. If we've already been in touch, send a follow up if needed.

Islamic Scholar Needed—Blood Consumption Ruling & Historical Sources

āš ļøContent Warningāš ļø Is licking blood considered haram in Islam? Looking for sources for historical research l. Hi everyone, I’m doing some historical research on the punishments used during the 1857 Indian National Revolt. One British officer (General James George Smith Neill) reportedly forced condemned prisoners (they killed European women and children, which triggered the Racist British People who held a sense of white cultural superiority at the time), some of whom were Muslim, to lick blood from a slaughterhouse floor before being executed. The following is a statement of events by Forbes-Mitchell, a soldier serving in the 93rd Sutherland Highlanders in 1857: >! ā€œUp to the date of my visit, a brigade-order, issued by Brigadier-General J. G. S. Neill, First Madras Fusiliers, was still in force. This order bears date the 25th of July, 1857. I have not now an exact copy of it, but its purport was to this effect: That, after trial and condemnation, all prisoners found guilty of having taken part in the murder of the European women and children, were to be taken into the slaughter-house by Major Bruce's mehter police, and there made to crouch down, and with their mouths lick clean a square foot of the blood-soaked floor before being taken to the gallows and hanged. This order was carried out in my presence as regards the three wretches who were hanged that morning. The dried blood on the floor was first moistened with water, and the lash of the warder was applied till the wretches kneelĆØd down and cleaned their square foot of flooring.ā€ !< William Forbes-Mitchell, Reminiscences of the Great Mutiny 1857-59, 19-20 For my research, I need to understand how this action would be viewed in Islamic law. My questions are: Is consuming or licking blood considered haram in Islam? Is it possible to explain which Islamic texts (Qur’an verses, hadith, or fiqh rules) forbid the consumption of blood? If you can, could you direct me to specific citations or scholarly interpretations that I can reference, Please? There's another question, and I'm not sure if it will be controversial. I've heard that if a believer is accidentally given blood, it's not considered a violation of the religious doctrine. So I'm wondering if these Muslim sepoy will be pardoned? Even if the Muslim sepoys are forgiven, what are your thoughts on General Neill's atrocities aginst their Islamic beliefs? I know this piece of history may make people uncomfortable, and I want to clarify that I am not promoting imperialism. The reason I’m asking you is because I’ve been writing an essay debunking the myths about a military figure. The actions of the one in the source above and the one whose the myths of him are going to be debunked by me are often confused, because people rarely do careful research and instead spread rumours irresponsibly. I want to clarify that the one who has myths surroundwd did not support this kind of atrocity that humiliates the enemy’s religious beliefs. I know that the audience I will be facing in the future may not necessarily understand Islam, so I would like to cite some sources to make my arguments more persuasive. Any help would be greatly appreciated

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