Consumer Finance Expert on Student-Loan Cash-Out Refinancing

I’m working on a consumer-finance article about the rise in homeowners using a student-loan cash-out refinance to pay off education debt — especially now that student-loan payments have resumed and many borrowers are facing higher interest rates. The goal of the piece is to help readers understand: - What this refinance option is and how it works - When it may make sense financially - What trade-offs or risks homeowners should consider I’d like to keep the piece general and educational for consumers, so I won’t be mentioning any specific lenders or programs. Instead, I’m looking for high-level insight into the mechanics, benefits, and considerations. Please send any leads to [email redacted]. Thanks in advance! Will def review them all.