Canadian Financial Planners - Couples Pre-Baby Planning & Baby Nups

Hello financial advisors/planners: I’m working on a story about how couples financially and personally plan for having children, especially given that you can’t legally create a “baby nup” or parenting contract in Canada. Do you have any dedicated tools or spreadsheets you use to plan costs that may account for income loss or parental leaves, retirement planning if one spouse stays home long-term, caregiving roles, and even physical or mental health recovery post-baby? Have you seen clients try to “pre-plan” finances or responsibilities in a way that resembles a parenting contract or a “baby nup”, even if it is without legal teeth? If you have insight or examples, I’d love to know. 📩 [email redacted] or comment.