Credit Card & No-Buy 2026 Experts for National Article - Same-Day

#journo SOURCE REQUESTS: Need experts to share insights for articles slated for a national publication this week: 1) Economic or credit card experts to share insights on the history of credit card rates and why we've seen rates get north of 20%, what factors play a role in how those rates are set and what consumers can do to get better rate offers. Also wanting commentary on the administration's 10% rate cap proposal and how it could help and/or inadvertently hurt consumers. 2) Shopping/commerce experts or CFPs to share how consumers can use a "no buy" strategy to support their money goals in 2026 as the trend catches on. What are the guardrails and tips you have for folks interested in a no-buy 2026 and how does it help with sustainable consumption? Also, would love to talk to someone who's doing a no-buy pledge this year and find out how it's going and why they chose to do it. Looking to do interviews by phone or Zoom this week (preferably today/tomorrow). Please DM me or comment below if you can help. Happy New Year, and thanks!