Identity Theft Victims in US - Daily Life Impact & Recovery

Learning more on identity theft Hi everyone, I'm a fraud analyst who has spent several years investigating identity fraud in the U.S. I'm working on a piece about the human impact of identity theft, not how the fraud happened, but what happened afterward. I'm interested in learning: How did it affect your/loved ones daily life? Did it change how you trust banks, businesses, or people? What was the most frustrating part of recovering? Is there anything you wish fraud professionals understood better about being a victim? You don't need to share sensitive personal information or details that could identify you. I'm happy to chat over Reddit DMs, or if you're comfortable, I'd love to do a casual 20 to 30 minute Zoom chat. I'm not selling anything, recruiting for anything, or affiliated with law enforcement. I'm simply trying to better understand the human side of identity theft so I can become better at preventing it. I'm specifically looking to speak with people who experienced identity theft or related financial fraud in the United States. Thank you for considering it. Also happy to hear your story below in this thread.