Sources - Health Insurance New Benefits & Senior Coverage Gap - India

I am working on two stories about health insurance in India, and I am looking for sources. #journorequest Story 1 is about how insurance policies have evolved beyond basic hospitalisation. Mental health care, teleconsultations, LASIK, and dental care are making their way into modern plans. This story explains how insurance has evolved, what these newer inclusions actually cover in real life, helping readers understand what really matters beyond basic coverage. Story 2 is about a gap that hits hardest after retirement. Corporate health cover is often the best insurance most people ever have, no cherry-picking, no waiting periods for pre-existing conditions. But it vanishes the day you stop working. For millions of Indian seniors, what is left is a policy full of sub-limits and exclusions nobody explained at purchase. We will also look at the extended cover offered by banks and PSUs post-retirement, what Ayushman Bharat actually delivers, and what questions every senior should be asking their insurer right now. I would love to speak with: → Policyholders who have tried to use newer benefits or found out too late what was not covered → Seniors or their families navigating health insurance post-retirement → Retired bank, PSU, or corporate employees dealing with post-retirement cover → Insurance agents, brokers, or financial planners advising on health cover → Claims or product professionals at general insurance companies → Researchers or policy experts working on senior health coverage or Ayushman Bharat If any of this is your domain or you know someone whose story should be told, please DM me or tag them below.