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Female Founders in UK - Exit Outcomes & Valuation Gap

Female founders receive less than 2% of UK venture capital. The funding gap is well documented. But here's what makes it worse. The founders being turned away are delivering better returns than the ones being backed. Not marginally better. Measurably, consistently, better. For every pound of funding received, female-founded companies generate significantly more revenue than their male-founded counterparts. Female-founded scaleups in the UK invest 38% of their raised capital into R&D -- twice the rate of typical firms. Over a ten-year portfolio analysis, First Round Capital found that companies with at least one female founder performed 63% better than all-male founding teams. The Kauffman Foundation found that female-founded companies generated 35% higher return on investment than all-male teams. This is not a close call. The evidence has been available for years. So let's be direct about what this is. It is not a pipeline problem. It is not a confidence problem. It is not bad luck. It is bias -- operating at scale, with real financial consequences. The question that follows from this data is one that too few people are asking: if female founders are delivering stronger returns on less capital, what happens to them at exit? That's the subject of the next piece. If this resonates - or if you've experienced the other side of this data firsthand - I'd love to hear from you. At Exitologists, we work with founders who deserve better than a system that undervalues them. Including at the point they exit. #FemaleFounders #GenderFundingGap #SMEFinance #ExitPlanning #UKStartups

Evidence-Based Wellness Experts - Metabolism, Relationships & Money

We are currently seeking experts for my Make Peace with Foodโ„ข podcast. The show is evolving into more evidence-based, science-informed conversations that challenge mainstream thinking and help people reduce stress around health, relationships, and money. Weโ€™re especially looking to feature experts who are willing to question conventional narratives around topics such as: โ€ข Macros, protein requirements, and calorie restriction โ€ข CICO and its long-term metabolic implications โ€ข Low-fat dieting and fasting (who it supportsโ€”and who it may harm) โ€ข Artificial sweeteners and GLP-1s / Ozempic โ€ข Behavioral patterns that may impact metabolism over time Weโ€™re also inviting experts who can help audiences navigate: โ€ข Relationship stress (communication, divorce, parenting, family dynamics, cultural pressure) โ€ข Money stress (financial planning, investing, stability, and nervous-system safety around money) โ€ข Emerging topics like AIโ€”particularly its use as a โ€œcoachโ€ and the psychological and social impacts weโ€™re only beginning to understand Weโ€™re a great fit for guests who: โ€ข Have research, clinical, or lived expertise (or have written a book) โ€ข Can clearly explain why something worksโ€”or doesnโ€™t โ€ข Are comfortable respectfully challenging mainstream narratives โ€ข Bring both professional insight and real-world experience If this resonates with your work or perspective, feel free to DM me. Thanks! --- #StressManagement #NervousSystemRegulation #BehaviorChange #MentalHealthProfessionals #HealthPsychology #WellnessExperts #MetabolicHealth #NutritionScience #EvidenceBasedPractice #ThoughtLeadership #PodcastGuest #NowBooking #SeekingExperts #RelationshipCoaches #CouplesTherapists #RelationshipExperts #RelationshipTherapist #DivorceLawyers #DivorceCoaches #FamilyMediators #DatingPsychologists #RelationshipAdvice #FamilyDynamics #ParentingSupport #AttachmentTheory #AttachmentStyles #EmotionalHealth #FinancialStress #FinanceExperts #FinancialHealth #MoneyManagement #WealthBuilding #Economics #BehavioralEconomics #FinancialTherapy #Psychology #WealthPsychology #FinancialStability #Investing #FinancialPlanning #ScarcityMindset #AbundanceMindset #FinancialWellbeing

Women Trailblazers - Purposeful Leadership & Business Building

My mum taught me more about purposeful leadership than all the leaders I've worked with put together (and thatโ€™s no disrespect to them - they were great). She was travelling the world for a big corporate in mini skirts and heels when everyone else was male and in a suit. She pushed for her firm to be one of the first businesses to move to London Docklands before anyone knew what was being built there. She watched Canary Wharf go up from her office window. She kept the family Insurance Brokers firm punching above its weight through sheer tenacity. Growing up, I used to hear her on the phone. Negotiating with big businesses. Chasing debtors. Speaking with the bank. Not flinching. Not waiting for permission. When I was a teenager with ME and needed to come home from school one day, she packed up her files, her actual desktop computer, put it all in the car, drove to pick me up, set up on the kitchen table and cracked on. No drama and no indication that this was anything out of the ordinary, long before laptops and long before hybrid working. She didn't ask for permission. She solved the problem. She refused to choose. I didn't understand what she'd given me until years later. When I went back to work after maternity leave and found flexible working easier than most of my peers, it was because she'd already done it quietly and practically, 30 years before anyone gave it a name. Since I started my business three years ago she became something more: my Finance Director, my business confidante, the person who sees the numbers and tells me the truth. She always says it the same way: Nics, the numbers tell the story. I have spent three years asking leaders what energises them, what impact they want to have, what unique skills and values only they can bring. I have never asked her. I've guessed. Assumed. Taken it as read. A total dick move, pulled on the person who has been living with purpose her whole life. She's a trailblazer. She always has been. And I never stopped to ask the question. She's properly going to hate having the coaching spotlight turned on her, but I'm going to ask it. For Phase 2 of the Purpose Papers I want to speak to the women who have been quietly building, taking the risks, showing others the way. The trailblazers who didn't wait for the world to catch up. I want to understand what drives them, what they've carried, and what it really takes to thrive rather than just survive. Who should I be talking to? Drop their name in the comments, or send me a DM.

Private Medical Insurance Experts - PMI vs Self-Funding

โ€œSun, sand and sangria?" This month for The Peopleโ€™s Friend Money Page out today I list my holiday finance essentials. โ€œMay is the perfect month to travel. The sun is out. And the beaches are not yet packed. I remember one gloriously sunny May at Lake Como, with snow still covering the surrounding mountain peaks in majestic beauty.. Such tranquillity is a world away just now with the Middle East conflict ablaze. Travel insurance is vital in such uncertain times. โ€ฆ. โ€ฆStart by visiting Money Helper https://lnkd.in/ei_FtG7r For difficult cases, use an insurance broker... My Peopleโ€™s Friend Money Pages, which I have been producing since 2017, are normally in the first weekly issue of every month). Thank you to Ellis German, head of travel at Co-op Insurancefor tackling the knotty problem of โ€œdisinclination to travel ifyou are too near for comfort to a โ€œHot Spotโ€. Every month, I seek experts who can give advice on any money related issues or write a reply to the โ€œAsk the Expertโ€ section (180 words โ€“ typically about five sentences). I particularly need experts on Private Medical Insurance as my next topic is PMI v Self-Funding of private medical cere. I am also always looking for new themes for the Money Page (which appears 12 times a year (the first weekโ€™s edition of the month of this weekly publication). First published in 1869, The Peopleโ€™s Friend is one of the UKโ€™s longest running magazine titles. Do you think any areas of personal finance, including law, pensions and property, have been neglected and deserve a wider hearing? Nowโ€™s your chance to rectify that. Message me with your feature suggestions. The Peopleโ€™s Friend, is a mass market weekly magazine mainly read by women published by D C Thompson & Co. #Laterlife #financialplanning #financialjournalism #publicrelations #financialadvice #pensions #ifa #wealthmanagment #pensions #scams #retaildiscounts #banks #moneygifts #money #personalfinance #insurance #generalinsurane #homeinsurance #children #consumerlaw #consumerprotection #travelinsurance #holidays #PMI #Self-funding #PrivateMedecine

thepeoplesfriend.co.uk logothepeoplesfriend.co.uk

Newcastle-Based Small Business Experts - Growth Podcast Paid Guest

Iโ€™m opening up applications for the next season of Performance Starts Within ๐ŸŽ™๏ธ This podcast is all about what it really takes to grow a business. Not just strategiesโ€ฆ But the thinking, decisions, and moments behind it. Iโ€™m specifically looking for Newcastle-based experts who support small business owners to grow. Think: โ†’ marketing โ†’ leadership โ†’ operations โ†’ Branding โ†’ finance (If you help business owners move forward โ€” I want to hear from you.) A bit about the showโ€ฆ Itโ€™s hosted by me โ€” Tash Miller, Business & Sales Performance Consultant. Iโ€™ve: โ†’ launched top-charting podcasts โ†’ been featured in Mamamia & Inside Small Business โ†’ built and run a creative marketing agency in Sydney And now I work with business owners to build iconic businesses and scale to $100K+ profit. This next season is about something bigger. ๐Ÿ‘‰ Showcasing the people behind the scenes ๐Ÿ‘‰ The local experts supporting business owners every day ๐Ÿ‘‰ The ones doing the real work in our community We want to go deeper than surface-level strategy to the real reason you do what you do because thatโ€™s where the story is, and thatโ€™s what actually connects. This is a paid guest opportunity, and we go all in on production. Youโ€™ll receive: โ†’ full video + reels โ†’ professional photos โ†’ links back to your business โ†’ content you can actually use If youโ€™re a Newcastle local (or know someone who is) and this feels alignedโ€ฆ Comment below and weโ€™ll chat in the DMs.

Community-Led Climate Practitioners - Climate Finance Implementation

๐—–๐—น๐—ถ๐—บ๐—ฎ๐˜๐—ฒ ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ถ๐˜€ ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ๐˜†๐˜„๐—ต๐—ฒ๐—ฟ๐—ฒ ๐—ฟ๐—ถ๐—ด๐—ต๐˜ ๐—ป๐—ผ๐˜„. In strategies. In donor conversations. In CSR priorities. In policy documents. In livelihood proposals. But what is actually happening on the ground? At Urban Ethnographers, we are speaking with organisations, practitioners, funders, researchers, intermediaries, and policy actors working at the intersection of: โ€“ Climate finance โ€“ Climate policy โ€“ Climate resilience โ€“ Green and clean livelihoods โ€“ Just transitions โ€“ Risk mitigation โ€“ Local economic transition We want to understand how climate finance is being interpreted and operationalised in practice. What kinds of projects are being funded? Which geographies and communities are being prioritised? Where is money flowing? Where is it getting stuck? What institutional bottlenecks are slowing implementation? Where are the gaps between climate ambition and field realities? We are particularly keen to connect with people working on: โ€“ Climate adaptation and resilience โ€“ Just transition and green livelihoods โ€“ Coastal and climate-vulnerable geographies โ€“ Community-based or locally led climate action โ€“ CSR, philanthropy, blended finance, or public finance for climate-linked interventions โ€“ Research, policy, or implementation in this space If you are working in this area, we would like to hear from you. If you know someone we should speak with, please tag them here, DM me, or write to me at padmini.ram[at]urbanethnographers.in. #ClimateFinance #ClimateResilience #GreenLivelihoods #JustTransition #ClimateAdaptation #CSR #Philanthropy #LocalEconomicDevelopment

urbanethnographers.in logourbanethnographers.in

Physicians Who Sold Practices to Private Equity - Care Impact

Today, Working Healthcare hits 100 episodes. And for episode 100, I wanted to take on one of the biggest forces reshaping American healthcare: Private equity in medicine. I sat down in my Delray Beach podcast studio with Anna Sobkiv, MBA, executive director of Commercial Healthcare Services at J.P. Morgan, for a conversation about physician practice ownership, healthcare finance and the future of independent medicine. The question at the center of this episode is not abstract. Is private equity helping physician practices survive? Or is it quietly redefining who controls medicine? Anna works with physicians and healthcare businesses on growth, acquisition and succession planning. In this episode, she explains why private equity continues to accelerate in healthcare, why certain medical specialties attract investor interest and what these deals can mean for physician autonomy, practice ownership and long-term sustainability. We also talk about what happens when Wall Street moves closer to the exam room. Because this is not just about business structure. It is about clinical decision-making. It is about access. It is about whether independent physicians can continue to practice medicine without becoming employees inside a financial model they did not create. And, ultimately, it is about patients. Anna also shares her perspective as a woman building a career in healthcare finance and advising clients at the highest levels of banking in a field where women remain underrepresented. One hundred episodes in, this is exactly why I created Working Healthcare. To explain the system. To question the power structures. To call out what is not working. And to give physicians, patients and healthcare leaders a place to talk honestly about what is happening behind the scenes. Listen to episode 100 of Working Healthcare: ๐ŸŽง Spotify: https://lnkd.in/eaE4PiR2 โ–ถ๏ธ YouTube: https://lnkd.in/eZ8f8bSG ๐ŸŽ Apple Podcasts: https://lnkd.in/erAXfWSC Have you worked in a medical practice affected by private equity? Are you a physician who sold, stayed independent or is weighing what comes next? Are you a patient who saw care change after investors entered the picture? I want to hear your story. ๐ŸŒ Share your private equity story with me here: https://lnkd.in/ec3YN37s Thank you to every guest, listener and person who has helped Working Healthcare reach 100 episodes. We are just getting started. #WorkingHealthcare #PrivateEquity #IndependentMedicine #HealthcareFinance #PhysicianOwnership

Unbanked Microentrepreneurs in India - Denied Formal Credit

She's up at 4 AM every day. Never missed a payment in her life. Her bank won't lend her โ‚น50,000. She sells vegetables from a pushcart in Lokhandwala Market,Mumbai. Disciplined. Hardworking. Zero debt. Impeccable with money. CIBIL score: 0. Not because she's a bad borrower. Because she was never allowed to be any kind of borrower. The only person who would lend her โ‚น50,000 charged 5% per month, that's 60% annual interest. For someone who had never defaulted on anything, ever. This is not a rare story, this is the story of 400 million Indians. People the formal banking system was never designed to see. Here's what's changing: โ†’ AI no longer needs your CIBIL score โ†’ Your UPI transaction history IS your credit history โ†’ GST filings = real-time cash flow proof for 14.4M businesses โ†’ RBI's new ULI platform: loan processing 6 weeks โ†’ 10 minutes โ†’ AI approval rates for first-time borrowers: up from 16% to 48% The vegetable seller in Mumbai can now get her loan. Not because banks suddenly became generous. Because AI can finally see what humans missed for decades. I've written the full story in Article 03 of my BFSI & AI series. But first โ€” I want to hear from you. Do you know someone who was denied formal credit despite being perfectly capable of repaying? Tell their story in the comments. I'll personally respond to every single one. And the most powerful stories will be featured in my next piece. (If this resonated โ€” follow me. Every week I write about the AI revolution quietly reshaping Indian finance for 500 million people.) #BFSI #FinancialInclusion #AI #CreditInclusion #IndianBanking #Fintech #MSME #ULI

U.S. Grocery Shoppers - Rising Food Prices & Paycheck Impact

[Extended Analysis] Series: The Beginning of the Chaos (5B1/6) - The Washington INDEK and the War on the Fed (Welcome to the K Economy) Quick heads up: I'm writing this from Argentina. I have no idea what it feels like to swipe your card at a US grocery store right now, or to sit in traffic behind a diesel truck whose driver just got laid off. Everything here is from the outside looking in, which, honestly, sometimes gives you a clearer view than being inside the burning building. This article is the first part of the extended version of 5A (spanish). If you landed here directly, I'd recommend reading 5A first for the general context. Here we're going straight to the bone: the numbers, the sources, and the mechanics of the US government machine. But before we get into the data, you need to understand the big picture. Everything we're about to read (the data manipulation, the war on the Fed, the debt wall) has one single purpose: keeping the K Economy alive. In economics, a "K-shaped" recovery means the system split in two. The leg going up is the top 10 percent of the population: asset owners, Wall Street, AI CEOs, and anyone with money in the market. For them, the economy is crushing it. The leg going down is the other 90 percent: the working class living paycheck to paycheck, getting eaten alive by food inflation, and running up credit card debt at 22 percent just to pay for groceries. The US government desperately needs the "upper leg" to stay up, because that's where the financing for its empire lives. And to pull that off, they decided the cost of the war gets paid by the "lower leg" , through inflation. For that to work without anyone noticing, they had to break the thermometer. 1. Hormuz Today and the Gap Between the Paper and the Physical World Trump declared the Strait of Hormuz was open and ships could pass through. The financial markets of the "upper leg" bought the tweet. The physical reality on the ground said otherwise. War risk insurance premiums in the Persian Gulf are still at levels that make voluntary commercial shipping unviable. We covered this before: one guy in a speedboat and flip-flops with an RPG scratches the paint on an oil tanker, and that's all it takes to "close the Strait of Hormuz." The insurance companies ghost you instantly. 2. The BLS and the Cookbook, or: When You Ask the Accountant What's 2+2 and He Says "What Do You Need It To Be?" The Producer Price Index (PPI) for March, published on April 14 by the Bureau of Labor Statistics (BLS), is the first official number that captures the war's impact on the price chain. The headline was a modest 0.5 percent monthly increase. Wall Street popped the champagne , which translated means: no inflation, nothing to see here. The fine print of that same report slaps you across the face: diesel jumped 42 percent in the intermediate demand chain; jet fuel, 30.7 percent; processed goods for intermediate demand rose 6.6 percent annually, the highest since November 2022. The trick that makes all of that add up to 0.5 percent at the end is the time lag and the weight of services, which haven't yet absorbed the freight shock. And all of this was before the Iran conflict, sweet dreams. This problem with cooked, sorry, official reports didn't start yesterday. The Trump administration formally took an axe to the BLS, proposing an 8 percent staff cut in its budget, and Elon's DOGE ( yeah, that one ) made sure the actual execution went even deeper. The BLS suspended on-the-ground price collection for the CPI in three actual cities (Lincoln, Buffalo, and Provo) per an official published notice. The bottom line is that today, a growing share of inflation data is statistical imputation , estimates calculated without any real fieldwork. Sure, whatever. The Department of Labor's own Office of Inspector General opened a formal audit into the integrity of the process, which is the polite way of saying "somebody on the inside doesn't trust the numbers either." On August 1, 2025, Trump fired BLS Commissioner Erika McEntarfer, who had been confirmed by the Senate 86-to-nothing for a four-year term. The stated reason: the jobs report that day showed only 73,000 positions created in July, plus negative revisions of 258,000 jobs in the two previous months. Trump didn't like it, so he accused her ( without evidence ) of "faking" the numbers. McEntarfer's predecessor, William Beach (a Trump appointee from 2017), called the firing "completely unfounded" and a "dangerous precedent" that threatens the independence of the federal statistical system. Fancy words for: this smells like Argentina's INDEK. McEntarfer didn't fake anything. She was accurately measuring a reality the White House didn't want to look at. Months later, Jerome Powell himself confirmed it, completely accidentally: in December 2025, he acknowledged to the press that employment numbers carried a systematic overestimation of around 60,000 jobs per month, which in practice meant negative job creation. And in March 2026 he was even more blunt: after correcting the revisions of the last six months, there was effectively zero net job creation in the private sector. Powell ( the same guy Trump can't stand ) said that. They fired her for doing her job right, which is a very unique approach to human resources management. Bottom line: government officials, so they don't get fired themselves, fall in line behind the president's narrative like ducks in a row. We've seen that movie many times in Argentina. (Sources: CNN Business, CNBC, NBC News (August 2025); American Statistical Association, The Nation's Data at Risk 2025; Official BLS notice; FOMC press conferences December 2025 and March 2026). 3. The Warsh Scalpel and the Powell Axe: The Mathematical Alibi At his confirmation hearing before the Senate Banking Committee on April 21, 2026, Kevin Warsh revealed the specific tool he's proposing to reshape the Fed's inflation measurement and prop up the K Economy narrative. It's called Trimmed Mean Inflation. It already exists as an alternative methodology ( the Dallas Fed uses it as a supplementary PCE measure ) but Warsh wants to make it the central bank's main indicator. Short version: you cut the data points you don't like from the stat, supposedly to "get a better average." You take the full list of all prices in the economy that month, rank them from the biggest drop to the biggest jump, erase the bottom and top 20 percent, and average what's left in the middle. The suit-and-tie pitch is that this eliminates "temporary geopolitical shocks." Sure, because in a boardroom that spin sounds a lot smoother. Warsh said it with these words before the Senate: "What I care most about is what is the underlying rate of inflation. Not what is the one-time price change from a geopolitical shift. The measures I prefer are those that look at trimmed means. We take out all the tail risks, all the one-time items." The details in statistics matter enormously. In April 2026, the item jumping to the top of the table isn't a tomato from an overturned truck. It's diesel, up 42 percent due to the Hormuz blockade. And diesel isn't just another line item: it's the cost that moves every other price in the supply chain. When the algorithm erases it today, the truck driver still paid for the fuel. Next month, the supermarket gets its delivery with a more expensive freight bill and raises flour prices by 15 percent. The meat packing plant does the same with beef. The month after, beef and flour hit the top of the table, the algorithm erases them. The month after that, workers demand raises to pay for that beef. The algorithm erases the wages. The Fed will always find an extreme to trim. The result ( call it whatever you want, back home we call it "only seeing what's convenient" ) is a mathematical formula that systematically ignores where the fire is entering the house. Bank of America ran the numbers. With Warsh's formula applied to the twelve months through February 2026, inflation would come in at a trimmed mean of 2.3 percent, versus a real PCE core of 3 percent. That difference isn't trivial: it's the mathematical alibi for not raising rates. Without higher rates, the "upper leg" of the K breathes easy. The Treasury can issue its trillions in debt at a manageable cost, and the AI server farms don't immediately go bankrupt. One nuance worth flagging: Bank of America also documented that in 2019 and 2020, the same trimmed mean indicator ran above the PCE core. If that repeats, Warsh would be locked into a more restrictive stance than Trump wants. The contradiction is sitting there for anyone who wants to exploit it politically. They're not looking for a more stable statistic. They're looking for a mathematical alibi to avoid declaring the default of the Western world on live television. (Sources: Warsh before the Senate Banking Committee, April 21, 2026; CNBC (April 22, 2026); Bloomberg; Financial World). 4. The Fed and the Slow-Motion Institutional Coup Jerome Powell is in a structurally impossible position, and the situation has escalated to a level with no historical precedent. The full timeline: in January 2026, Trump formally nominates Kevin Warsh to succeed Powell as Fed chair. At the same time, the Department of Justice opens a criminal investigation against Powell for alleged cost overruns in the renovation of the Federal Reserve's headquarters (a $2.5 billion project). Powell says publicly that the threat of criminal charges is a direct consequence of his refusal to cut rates. A federal judge backed him up, calling the investigation an unjustified act of intimidation. The DOJ said it would appeal. In March 2026, Trump formally transmits Warsh's nomination to the Senate. On April 21, 2026, Warsh faces his confirmation hearing. Republican Senator Thom Tillis blocks the nomination from moving forward until the DOJ drops the investigation against Powell. Powell's term expires in May 2026; he refuses to resign before the legal matter is resolved. Warsh, at his hearing, insisted he made no promises to Trump about cutting rates. But his own prior statements ( in which he called current rates too high ) and his personal investments in crypto (including positions in Solana and other decentralized finance assets he'll have to liquidate to comply with Fed ethics rules) paint a conflict-of-interest profile that Senator Elizabeth Warren was happy to point out on the record. The two-cliff dilemma remains, now worse. If the Fed holds under Powell (or under whoever succeeds him with real independence) and keeps rates in line with actual inflation, the debt wall of the AI sector becomes unpayable and the tech bubble finds its pin. The upper leg of the K collapses. If Trump gets a Fed chair willing to cut rates by political decree using Warsh's math, international holders of US Treasury bonds read the signal and run. The result is a collapse of confidence in the dollar, capital fleeing to gold, and a self-reinforcing domestic inflation that destroys the lower leg of the K. (Sources: CNBC, CNN Business, NPR, Fox Business, Kiplinger (April 2026)). 5. The Sovereign Debt Wall Competing With Silicon Valley The US Treasury needs to refinance an enormous amount of debt during 2026 to cover the deficit and the cost of the war. To attract buyers, it has to offer yields that compete directly with private capital. When the 10-year Treasury (US10Y) is trading between 4.3 and 4.5 percent, no rational institutional investor is going to lend money to an AI server farm at 4 percent when the government is paying 4.5 percent risk-free. The government and the private AI sector are literally elbowing each other out of the way for the same wallet, pension funds and foreign sovereign wealth. When the government vacuums up that liquidity, the private sector either runs out of oxygen or pays loan-shark rates. In the next piece ( 5B2 ) we'll look at exactly how that liquidity crunch has already started breaking the balance sheets of the AI server farms. One last thing. I'm posting this here because I know US folks read this community, and I'm genuinely curious. I can read the reports, crunch the numbers, and follow the hearings from down here in Argentina, but I have zero idea what this actually feels like from the inside. Does any of this match what you're seeing at the pump, the grocery store, or in your paycheck? Or does it feel completely disconnected from your day-to-day? I'd really love to hear from someone actually living it.

NYC Owners, Developers & Lawyers - Loft Board Rule Changes

๐ŸŽ™๏ธ ๐—š๐—ฟ๐—ผ๐˜‚๐—ป๐—ฑ ๐—ฅ๐˜‚๐—น๐—ฒ๐˜€ ๐—ถ๐˜€ ๐—ฏ๐—ฎ๐—ฐ๐—ธ โ€” ๐—ฎ๐—ป๐—ฑ ๐˜๐—ต๐—ถ๐˜€ ๐—ฒ๐—ฝ๐—ถ๐˜€๐—ผ๐—ฑ๐—ฒ ๐—ณ๐—ฒ๐—ฎ๐˜๐˜‚๐—ฟ๐—ฒ๐˜€ ๐—ฎ ๐—ฝ๐—ฒ๐—ฟ๐˜€๐—ฝ๐—ฒ๐—ฐ๐˜๐—ถ๐˜ƒ๐—ฒ ๐˜†๐—ผ๐˜‚ ๐—ฑ๐—ผ ๐—ป๐—ผ๐˜ ๐—ต๐—ฒ๐—ฎ๐—ฟ ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ๐˜† ๐—ฑ๐—ฎ๐˜†. My Belkin ยท Burden ยท Goldman, LLP partner Michael Bobick spent years inside the New York City Loft Board before moving to private practice. That combination, agency-side regulatory experience, now applied to advising owners, landlords, and development teams, makes him a rare voice on New York City Loft Law. ๐—ช๐—ฒ ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ฒ๐—ฑ ๐—ฎ ๐—น๐—ผ๐˜ ๐—ผ๐—ณ ๐—ด๐—ฟ๐—ผ๐˜‚๐—ป๐—ฑ: โœ… How former commercial and manufacturing buildings enter the Loft Law framework โœ… The Loft Board process and what owners are actually navigating โœ… Legalization requirements and the path from โ€œoccupiedโ€ to certificate of occupancy โœ… 7-B compliance and how it intersects with CO requirements โœ… Proposed Loft Board rule changes currently moving through the public rulemaking process, including primary residence determinations and new certificate of occupancy-based compliance requirements โœ… The practical realities most people do not see until they are already in the middle of it If you have a Loft Law situation, or just want to understand how this corner of New York real estate actually works, this episode is worth your time. And if you want to hear Michael in person, he will be speaking at a Loft Law seminar at BBG on May 13. Details in the comments. One of the reasons we started Ground Rules was to make space for conversations like this one: real estate law, development, policy, dealmaking, and the practical issues that shape how New York actually gets built, converted, financed, regulated, and operated. If you work in real estate โ€” development, lending, law, design, finance, government, construction, or anything adjacent โ€” and you have a story, lesson, or issue worth unpacking, we would like to hear from you. Guest nominations welcome in the comments. Episode link in the comments. ๐Ÿ‘‡

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