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Infrastructure Finance Professionals in Nigeria - Financing Mix

Infrastructure Finance, Explained. #01 Nigeria doesn't have an infrastructure problem because we don't know what to build. We have an infrastructure financing problem. The ICRC estimates Nigeria's infrastructure gap at about $2.3 trillion. We need roughly $100 billion a year, and government spending covers less than 30% of that. The 2026 budget shows why. Of ₦68.32 trillion in total expenditure, ₦15.8 trillion goes to debt service. Government should still finance infrastructure, but it can't carry the whole load. Different pools of capital can play different roles: ▪️ Government: policy, guarantees, viability-gap funding, regulation ▪️ DFIs: de-risking, patient capital, project preparation ▪️ Pension funds and insurers: long-term local capital ▪️ Private investors: equity, expertise, operational discipline ▪️ Capital markets: a wider pool of long-term money We already have proof this works. InfraCredit reports ₦324 billion in guaranteed infrastructure debt, 27 projects at financial close, and 20 pension fund investors, with tenors of up to 20 years. My take: government, DFIs, institutional investors and private capital aren't competitors. They're layers of the same financing structure. ₦1 of public money used to prepare a project, absorb a risk or enhance credit can unlock several naira of private capital. The World Bank Group mobilised a record $112 billion in private capital in the fiscal year ending June 2026, alongside $123 billion of its own financing. So the question isn't only "where do we find more money?" It's also "how do we structure projects so the money that already exists can work together?" That takes better project preparation, clearer risk allocation, predictable regulation, credible revenue models and deeper local-currency capital markets. If Nigeria needs about $100 billion a year, what should the ideal financing mix look like across government, DFIs, pension funds, banks and private investors? I'd like to hear from people working in infrastructure, finance and development. #InfrastructureFinance #Nigeria #PPP #CapitalMarkets #InfrastructureDevelopment

Founders Who Lost Major Wealth - Lessons From Financial Falls

I’m excited to announce that I’m starting a new podcast. Most podcasts focus on success stories, how someone built wealth, scaled a business, created multiple income streams, or achieved financial freedom. This one will take a different approach. I want to speak with people who have been successful, earned great income, built assets, owned businesses, made investments, or created substantial revenue streams, and then lost it all or took a major financial hit. Not to shame anyone. To learn from the decisions, risks, blind spots, bad advice, and financial habits that can turn a strong position into a difficult setback. Think of it as The School of Hard Knocks, in reverse. The conversations will be honest and practical. We will talk about the real moments people usually leave out of the success story: - What was the most money you lost on one deal? - What investment, business decision, or partnership do you regret most? - What was the worst financial advice you ever received? - Did lifestyle inflation, lack of budgeting, debt, poor planning, or overconfidence play a role? - When did you realize things were going in the wrong direction? - What would you do differently if you had the chance? - What message would you give the younger generation about money, business, investing, and protecting what they build? I believe there is tremendous value in hearing from people who have experienced both sides, the climb and the fall. Success can teach us what works. Loss can teach us what to avoid. My goal is to create conversations that are real, respectful, and useful for entrepreneurs, professionals, business owners, investors, and anyone trying to build a more secure financial future. If you have a story to share, or know someone who would be a great guest, I would love to connect. The most powerful lessons often come from the mistakes that cost us the most. What is one financial lesson you learned the hard way? #Podcast #FinancialLiteracy #Entrepreneurship #BusinessLessons #PersonalFinance #Investing #MoneyMindset #SchoolOfHardKnocks #Leadership #LessonsLearned

Blue Finance Project Staff - Anonymous Failed Funding Case Studies

The usual explanation for a failed blue finance project is a lack of capital. What I want to know is why it couldn’t raise more money. I’ve said before that we need to know more about the failures in ocean finance. If I were building the record, it would be a catalog of failed case studies, anonymized and easy to look through by instrument and by geography. The people who worked on each project would contribute to it. What gets recorded is the timeline, the runway, the specifics of the project and the reason it didn’t work. Then I’d feed all of it into AI to see whether there’s a pattern. There’s so much to learn from failed deals and failed projects. Two things make it hard. The first is stigma. People don’t want to talk about failure, and when it happens, they want to turn the page. Sitting down to say “this is what happened and this is why it failed” takes another layer of self-awareness. The second is being honest about the cause. Sometimes it’s obvious. Such as, we didn’t have enough customers. But often it isn’t and you can blame a gazillion things, none of which may be the real reason. Failures in ocean finance also remind me of something I learned from Prof. Leith Sharp when I studied Sustainability Leadership at Harvard University. She calls it the "Squiggle" - the messy, non-linear part between the start of a project and the clean story we tell about it afterwards. Projects rarely fail in one neat moment. They change direction, hit constraints, lose momentum, adapt and sometimes stop. If we only record the beginning and the outcome, we lose the part that may teach us the most. Having the big picture would be a very useful step. If you’ve worked on a project that didn’t make it and you’d be willing to record it anonymously, I’d like to hear from you.

Delhi Students - Rent, Housing, Safety & Solutions

What does it really cost to chase a dream in Delhi? A student comes to Delhi with big dreams. Then reality begins. 🏠 High rent 🏚️ Old buildings and uncertain living conditions 🍱 Tiffin, food and daily expenses 📚 The pressure to study and build a career 💰 The constant struggle to manage everything on a student budget 🧠 And the question: How much can a student compromise just to keep moving forward? This is the conversation behind Reality Slap - Episode 2: “Delhi in the Eyes of a Student - A Room. A Dream. A Struggle.” 😑 Recent incidents like the tragedy in Satya Niketan have also raised serious questions about student housing, safety and the conditions in which young people live while pursuing their education. But this episode isn't just about problems. I want to hear from students. Have you lived in Delhi as a student? What has been your biggest challenge - rent, food, accommodation, safety, studies, finances or something else? More importantly: 👉 What solution do you think can actually make student life better? 👉 What should colleges, authorities, landlords or students themselves do differently? 👉 Would you like to share your experience on the show? You can participate, share your experience, suggest a solution or volunteer to be a guest through the Google Form. 🔆 Your experience could become someone else's voice. And if you haven't watched Reality Slap - Episode 1, do check it out and subscribe for the upcoming conversations. No filter. No script. Just reality. Think. Speak. Disagree. Evolve... #RealitySlap #DelhiStudents #StudentLife #Delhi #YouthVoices #StudentVoices #HigherEducation #StudentHousing #DelhiUniversity #Youth #SocialChange #RealConversations #ThinkSpeakDisagreeEvolve

Fintech Experts in Francophone Africa - Consolidation & Regulation

Fintech Espresso #21 is out ☕ Consolidation, not creation, is African fintech's story this fortnight: capital, capability and regulation are being absorbed into fewer hands. 🟢 Ventures Platform Fundl founder Kola A. closed an oversubscribed $84M Fund II, nearly double the size of Fund I — early-stage capital is consolidating into fewer, larger allocators. [Grindstone] launched a R500M fund targeting the gap between seed and Series A, turning a funding gap into its own asset class. 🟡 Paystack folded Allawee (now part of Paystack)'s technology into its own infrastructure instead of keeping the brand — capability is being absorbed, not built from scratch. Creditchek acquired Algosystems invest to add core-banking software to its fintech layer, moving upstream into the software banks run on. 🔴 SEC Nigeria proposed rules that follow the customer, not the company — a foreign platform now enters the regulatory perimeter simply by having Nigerian users. FRA Egypt authorised four firms spanning microfinance, mortgages, funds and private-equity platforms — digital licensing now spreads across verticals instead of staying fintech-only. My take: early-stage capital keeps gathering into fewer, larger allocators. Companies increasingly buy the capability instead of building it. Regulators keep widening their perimeter instead of narrowing categories. Is your business still confined to the category you were licensed under? We are looking for experts and contributors in fintech, payments, financial inclusion and regulation across francophone Africa. Add your profile to the skills mapping: https://lnkd.in/e9E7FmY3 #FintechEspresso #AfricaFintech #DigitalFinance #FintechRegulation #PaymentInfrastructure

Systems-Change Event Organizers - Send Events Courses & Open Calls

There's more happening at the edges of capital, systems change and the living world than any one person can track. A series of events exploring the Three Horizons framework, the release of the TNFD 2026 Status Report, webinars exploring governance with the livings or the economy of right relationship. A free MIT course on systems change and inner work, open to anyone (starting today), and regenerative courses. And a lineup of events taking place in person in New York Climate Week. Most of it is virtual. Nearly all of it is open. It's scattered across organizations working on different pieces of the same shift (each with their own newsletter, calendar, and corner of the field). Ecologists call the place where two ecosystems meet an ecotone, and what happens there is the edge effect: more species, more activity, more life than in either system on its own. I grew up around those edges in Brittany, where forest gives way to meadow and land meets ocean along a long, restless coastline, and I've spent my career holding space for the human version, in awe of what happens where different fields meet. 🌱 So I've started Ecotone Shift, a ~monthly newsletter that gathers in one place: events, courses, open calls. Issue #1 is out today, and it includes the virtual session Capital Fieldnotes I’m hosting shortly after New York Climate Week. If you're running something that belongs in here, send it my way, I’d love to include in the next edition! Link in the comments. Themes: systems change • systems investing • regenerative thinking • regenerative finance • climate innovation and deeptech • narrative infrastructure • design • planetary boundaries • planetary futures • futuring • strategic foresight • nature governance

CPAs, CFPs & Mortgage Brokers - Personal Investing Story Pitches

Pitch Me Story Ideas for CNBC Make It Money Coverage I'm a finance and crypto journalist. My work runs in Investopedia, TheStreet, Forbes, Benzinga and FinanceFeeds. I'm building pitches for CNBC Make It's money desk, which is tilting its coverage toward personal investing. I want PR pros and experts to pitch me story ideas in these seven areas: ➡️ Trending market news ➡️ Gen Z investing ➡️ Real estate ➡️ Crypto ➡️ Prediction markets ➡️ Sports betting ➡️ Aspirational wealth-building Read this before you pitch. What a good pitch looks like. These are personal finance service stories. Every one needs a peg — a rule change, a new product, a market move, a deadline — and a clear answer to "what does this mean for my money." Give me the peg, the reader takeaway, and the expert who can anchor it, in under five sentences. If it takes longer than that to explain, it isn't a fit. → Four published examples of exactly what works are in the first comment. Read them before you pitch. The experts I'm looking for: ➡️ CPAs and tax attorneys, especially those working with traders, bettors and crypto holders ➡️ Mortgage brokers and loan officers ➡️ CFPs and portfolio strategists ➡️ Gaming, securities and consumer attorneys ➡️ Retirement plan advisors What I need from any expert: ➡️ Named and on the record ➡️ The specific credential and the specific rule or product they can speak to. "Financial expert" isn't a credential ➡️ About 30 minutes on a call. US rules, US readers What doesn't work: general market commentary, executives available to discuss a trend, a product launch dressed up as a story, and platform data with no person attached. "Our users are up 300%" is a press release. Email me at ➡️ [email redacted]. No DM pitches here on LinkedIn. Email me. Two things on expectations. I pitch the editor once I have the idea and the source confirmed, so everything runs subject to his approval, and that takes weeks rather than days. And I won't reply to every pitch. If you don't hear back, it wasn't a fit. The type of stories that I am looking for are in the comments section. #Journorequest #PRrequests

cnbc.com logocnbc.com

Adults Who Sacrificed Income or Assets - Affording Home or Kids

I’m always looking for people to interview for Business Insider’s As Told To essays about the affordability of modern life. I’m interested in stories with two clear elements: a significant financial sacrifice or unusual solution, and the important life goal or family responsibility it helped them afford. 𝗧𝗵𝗮𝘁 𝘀𝗮𝗰𝗿𝗶𝗳𝗶𝗰𝗲 𝗺𝗶𝗴𝗵𝘁 𝗵𝗮𝘃𝗲 𝗶𝗻𝘃𝗼𝗹𝘃𝗲𝗱: • Taking a second job or starting a side hustle • Taking on substantial debt • Spending an inheritance or money saved for retirement or a home • Selling your home or another valuable asset • Moving in with friends or relatives, or relocating somewhere much cheaper • Living extremely frugally to save an unusually large chunk of income • Giving up one major goal, such as homeownership, to afford another 𝗔𝗻𝗱 𝗶𝘁 𝗺𝗶𝗴𝗵𝘁 𝗵𝗮𝘃𝗲 𝗵𝗲𝗹𝗽𝗲𝗱 𝘆𝗼𝘂 𝗮𝗳𝗳𝗼𝗿𝗱: • Buying a home • Having children, fertility treatment, or childcare • Retraining or taking time out for a career change • Getting married or divorced • Caring for a relative, paying for medical treatment, or coping with a death • Early retirement (#FIRE), a sabbatical, or a mini-retirement • An expensive hobby, passion, or personal ambition I’m looking for interesting human stories, 𝗻𝗼𝘁 general complaints about the rising cost of living or product/company pitches. If this sounds like you, please message me or email [email redacted]. #journorequest #personalfinance #affordability

businessinsider.com logobusinessinsider.com

Expats in Germany - Navigating Healthcare Housing & Bureaucracy

🎙️ EXPatio – Your Home Away From Home Moving to another country for work is about much more than finding a job and a place to live. It means learning how a new country works—healthcare, insurance, taxes, banking, housing, schools, bureaucracy, culture, language, and everyday life. And often, nobody tells you how to navigate these things. That’s why I’m starting Expatio—Your Home Away From Home, a new podcast series in English, created for international professionals and their families moving to a new country—with a particular focus on Germany and Europe. Each episode will focus on one practical topic, bringing together specialists, professionals, and people with lived experience. We’ll talk about: 🔹 Public & private healthcare, emergency rooms & hospitalization 🔹 Insurance: liability, home, belongings, bicycle, car & legal protection 🔹 German bureaucracy & administration 🔹 Banking, personal finance, loans & German taxes 🔹 Housing: short-, medium-, and long-term rentals & buying a home 🔹 Kindergarten & school: onboarding, communication, grading & the public education system 🔹 Language, culture & communication 🔹 Building community and social connections 🔹 Daily life and the things nobody explains before you move And many more topics along the way. 💬 I’m looking for experts and people with real-life experience who would like to join these conversations and share practical knowledge, mistakes, solutions, and lessons learned. Because sometimes the best information doesn’t come from a handbook. It comes from someone who has already been there. 🎧 A little background Before Expatio, I created two seasons of a podcast in Romanian, featuring conversations and stories about Romanians living away from home. Some episodes also have English subtitles. 🎙️ You can find the first two seasons here: https://lnkd.in/d9TRtm_x Expatio is the next step: from personal stories to practical conversations that can make starting a new life abroad a little easier. 🎙️ Expatio – Your Home Away From Home Real conversations. Practical knowledge. A better start in a new country. If you have expertise, experience, or a topic you think we should discuss—I'd love to hear from you. And if you know someone who should be part of this conversation, tag them or send them my way. 🇬🇧 EXPatio – Your Home Away From Home A new English-language podcast for international professionals and their families navigating life after relocating to a new country—starting with Germany and Europe. Real conversations. Practical knowledge. A better start in a new country. #Expatio #YourHomeAwayFromHome #Relocation #Expats #Germany #InternationalProfessionals #ExpatLife #LifeInGermany #Integration

Trade Finance Professionals - PAPSS Adoption Barriers

To transact with each other, payment often has to go through New York or London. In 2026, that’s still the reality for many African businesses. I came across this while researching the cost of cross-border trade, and it made me rethink what “free trade” actually means. Imagine a cocoa-processing company in Cameroon buying packaging materials, machinery, or agricultural inputs from another African country. The transaction isn’t always as simple as converting the CFA franc directly into the seller’s currency. In many cases, the payment has to pass through an intermediary currency, usually the US dollar or euro, before reaching its final destination. That means extra conversion costs, intermediary bank charges, and sometimes delays. For an SME already operating on thin margins, these aren’t small inconveniences. They affect the cost of doing business and the competitiveness of African products. According to AfCFTA estimates, Africa loses close to $5 billion every year to currency conversion costs alone. And this is where I found something interesting. Africa already has a potential solution. The Pan-African Payment and Settlement System (PAPSS), developed by Afreximbank in partnership with the African Union, allows participating banks and businesses to settle cross-border payments in local currencies, reducing the need to route payments through a third currency. On paper, this is exactly the kind of infrastructure regional integration needs. But then comes the familiar problem I keep running into in my research: Having the solution and getting people to use it are two different things. PAPSS still faces real challenges around coverage, banking integration, and awareness among businesses. A business owner can’t benefit from a payment system they’ve never heard of. And awareness alone isn’t enough if their bank or trading partner isn’t connected to it. Africa doesn’t necessarily lack policies, institutions, or solutions. Often, the bigger challenge is moving those solutions from the policy document to the business actually trying to trade. That’s the part of African regional integration I find most interesting. This post is part of my ongoing research series on the policies, institutions, and implementation challenges shaping trade and regional integration across Africa. I’m sharing what I learn while learning from practitioners, policymakers, and businesses across the continent. If you’ve used PAPSS, or tried to, what was the actual friction point? Awareness, your bank not being connected, or something else entirely? I’d particularly like to hear from anyone working in trade finance, banking, payments, or cross-border business. #AfricanTrade #PAPSS #AfCFTA #RegionalIntegration #TradeFinance #Cameroon #EconomicDiplomacy #TradePolicy

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